Why do you need insurance for your pet?
Animals are a man’s best friend. They are always there for us to provide comfort after a long rough day at work and seek nothing in return. Despite the love and warmth, you provide them, mishappenings are an inevitable part of our life. This is why pet insurance is intended to help you cover for veterinarian expenses when your little buddies fall sick.
Despite the fact that you look after your cats and dogs as a family member with utmost sincerity and provide extreme care, it does not completely nullify the chances of them falling sick. To cover for unexpected medical expenses, you need to know about best pet insurance for your friend.
What exactly does pet insurances cover?
The services provided in pet insurance varies from company to company and depends on what level of insurance you prefer for your pets. It can cover medical expenditure when your pet unexpectedly falls sick or gets into an accident.
Different pet insurance plans:
- Accident only: Such plans only cover expenses incurred due to the consumption of poisonous food items. In addition to this, accident-only plans cover for when your cat or dog hits by a car and ends up damaging bones or ligament tissues.
- Accident and illness plan: This plan is most commonly preferred by pet owners because it not only covers medical issues such as cancer, tumour and allergies but injuries caused by accidents as well.
- Routine care insurance: These types of insurance plans provide coverage for accidents and sudden illness. Moreover, it also covers vaccines, cremation burial, medication for fleas and ticks, vaccines for prevention of heartworms and much more in its purview.
What does pet insurance not cover?
Even though pet insurances were introduced to cover your dog’s unexpected health expenditures, there are still a few things it does not cover:
Pre-existing health issues your pet had before you applied for pet health insurance.
Periodic pregnancy health check-ups.
Grooming of your pets
Unexpected behavioural changes
Expenses incurred on food supplies
How to get your hands on a good deal:
To be honest, pet insurance is generally expensive. Finding a good deal among many other money consuming insurances is like finding a needle in the hay. Here are some tips you should look out for:
Buy pet insurance when your pet is young, healthy and less prone to medical illness due to periodic health check-ups and vaccines.
Look out for companies that provide policies which cover your pet throughout their lifetime. Consequently, this type of insurance will cost more than others but it is the best option when it comes to pets who frequently fall sick.
Pet insurance is the first and foremost thing you should look out for as soon as you adopt dogs or cats. They are little bundles of joy and hence should be protected at all costs through best pet insurance for your friend. There are different websites available on the internet where you can compare different insurance and pick out the best for your best friend.